Mortgage Compliance Reports Auditor

Dallas, TX, USA | Full-time | Partially remote

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Evolve Mortgage Services is a leading provider of outsourced mortgage solutions with the company’s roots going back over 25 years. Evolve’s experience is unequaled in the industry and have helped hundreds of clients dramatically grow and scale their mortgage sector. At Evolve we work side by side with mortgage lenders, banks, and credit unions to help them close more mortgage loans and reduce overhead while remaining Adaptable, Reliable, Cohesive and Seamless in those efforts. Evolve is looking for a detailed, critical thinking candidate to embody our core values, and join our Compliance Team. The right candidate will perform comprehensive due diligence reviews of closed loan mortgage files to ensure compliance with federal, state and agency regulatory guidelines, as well as data capture for delivery of loans. 

KEY RESULT AREAS AND ACCOUNTABILITIES

Communication

A. Communication with Team Leader regarding assignments or completion of assignments

B. Notify Pipeline Lead and Team Lead if daily loan volume cannot be completed

C. Notification of time off to Team Lead and appropriate channels

D. Changes in daily capacity communicated to Team Lead and appropriate channels

E. Maintain availability to respond to daily loan level issues from Team Lead (email, phone or IM)

F. Attendance at biweekly team meetings are mandatory

G. Completion of timecards and/or production reports by company guidelines

H. Monitoring your email throughout the day

Data Entry

A. Capture compliance ease results for proper CLDD (Closed Load Due Diligence) data entry

B. Addressing data check errors prior to moving loan status

C. Complete internal checklists per review type

D. Thorough comments

E. Enter required data capture in CLDD (Closed Load Due Diligence) per document

F. Capture the document data and input into compliance ease

Audit Review Process

A. Monitoring of appropriate checklist

B. Adding appropriate deficiencies that capture the what, why and how

C. Data capturing per review type ensuring that it matches documentation in file

D. Maintain your queue to ensure that you are reviewing the accurate order

E. Maintain an adequate computer setup

F. Organization

1. Email

2. Work area

G. Maintaining a working knowledge of audit updates

H. Maintain record of distributed updates

Quality

A. If there are any questions about a document, send to Team Lead for a second review

B. Read and understand any checklist items and product updates

C. Complete and follow up quality reports

D. Ensure that quality standards adhere

E. Ensure that you stay within the SLA (Service Level Agreement)

F. Complete daily assignments by midnight of the day assigned or any other established deadline

G. Review documents to ensure that they are in compliance with client requirements

H. Compliant with federal and state regulations

I. Any non-passing CE (Compliance Ease) results are sent over for second review to Team Lead until approval from team lead to add your own deficiency

Implement Corporate Vision/Strategy

A. Lead by example our CARS corporate philosophy

1. Cohesive

2. Adaptable

3. Reliable

4. Seamless

 Qualifications, Skills and Education

·        3-5 years of recent residential mortgage experience in processing, closing/funding, compliance

·        Experience with Conventional, FHA, VA, USDA, ARM, and CEMA products

·        Knowledge of federal regulations including TRID, TILA, HOEPA, ECOA, FCRA, HMDA

·        specific knowledge of mortgage loan documents including loan application, disclosures, loan estimate, change of circumstance, closing disclosure, aus (du/lp/gus), credit report, appraisal, flood HAZARD, MORTGAGE insurance note, mortgage, and all closing legal documents.

·        proficiency with Microsoft word, excel, and data entry skills.

·        Auditor must possess strong attention to detail and ability to identify inconsistencies with data and documents and follow specified process flows

·        Auditor must be self-disciplined with ability to work independently

 

 We offer a competetive benefit package: Medical/Dental/Vision/401K/Paid Vacation and Sick Leave/Company Holidays

https://www.evolvemortgageservices.com/

Evolve Mortgage Services is an Equal Opportunity Employer